Rates date here: 00/00/00
Gold Savings
| Tier | Interest Rate |
Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum Balance to earn APY |
|---|---|---|---|---|
| Balances less than $100,000 | 0.50% | 0.50% | $100,000.00 | $0.01 |
| Balances $100,000 -$500,000 (plus interest paid) | 3.44% | 3.50% | $100,000.00 | $100,000.00 |
*Maximum balance allowed is $500,000 plus interest paid. Rates are variable and subject to change at any time without notice. This is a tiered rate account. A minimum balance of $100,000.00 is required to open the account and avoid a $10 monthly service charge. Balances of $100,000 to $500,000 earn 3.50% APY; balances less than $100,000 earn 0.50% APY. Account is limited to consumers and must be opened online; individual or joint ownership only. This account may only be funded with NEW MONEY not on deposit at the Institution for Savings. Account is limited to one account per primary account owner. Fees may reduce earnings.
Diamond Savings
| Tier | Interest Rate |
Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum Balance to earn APY |
|---|---|---|---|---|
| Balances less than $25,000 | 0.25% | 0.25% | $25,000.00 | $0.01 |
| Balances $25,000 and above | 1.78% | 1.80% | $25,000.00 | $25,000.00 |
APY denotes Annual Percentage Yield. A minimum balance of $25,000 is required to open and avoid a $10 monthly service charge.
Statement Savings
| Interest Rate |
Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum Balance to earn APY |
|---|---|---|---|
| 0.25% | 0.25% | $10.00 | $0.01 |
APY denotes Annual Percentage Yield. A minimum balance of $10.00 is required to open and avoid a $1 monthly service charge.
Preferred Savings
| Tier | Interest Rate |
Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum Balance to earn APY |
|---|---|---|---|---|
| Balances less than $50,000 | 0.25% | 0.25% | $50,000.00 | $0.01 |
| Balances $50,000 and above | 0.40% | 0.40% | $50,000.00 | $50,000.00 |
APY denotes Annual Percentage Yield. A minimum balance of $50,000 is required to open and avoid a $10 monthly service charge.
Titanium Savings
| Tier | Interest Rate |
Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum Balance to earn APY |
|---|---|---|---|---|
| Balances less than $10,000 | 0.25% | 0.25% | $10,000.00 | $0.01 |
| Balances $10,000 and above | 0.50% | 0.50% | $10,000.00 | $10,000.00 |
APY denotes Annual Percentage Yield. A minimum balance of $10,000 is required to open and avoid a $10 monthly service charge.
For all Savings Accounts:
All personal savings account rates are variable and subject to change without notice, which means that the rate of interest and Annual Percentage Yield (APY) may change after the account is opened. Fees may reduce earnings.
All personal savings account rates are variable and subject to change without notice, which means that the rate of interest and Annual Percentage Yield (APY) may change after the account is opened. Fees may reduce earnings.