- Paying for College
4/21/2026
Institution for Savings
Slide 2
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Call to ActionWe truly prioritize your financial best interests.
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6 Month CD
4.40%
APY*
13 Month CD
4.25%
APY*
24 Month CD
4.00%
APY*
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Overdrafts: How to Avoid
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Call to actionOverdrafts: How to Avoid
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Call to actionOverdrafts: How to Avoid
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Call to actionOverdrafts: How to Avoid
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Call to actionOverdrafts: How to Avoid
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Call to actionWe've picked some top products, services, and helpful tips to make your day easier.
Lending you can live with for the long run.
Ready to make a big move?
House hunting in Massachusetts or southern New Hampshire? With so much at stake, it's nice to work with people who have done this for decades.
Strong. Stable. Money to Lend.
Whether you're buying real estate, purchasing equipment, or adding personnel, our experienced Commercial Lending team can help you acquire the right funding to get the job done.
See Our Commercial LoansBuilding Strong and Vibrant Communities
Positively impacting every life and community we serve.
Number of organizations we've supported.
116
Dollars we've invested back into our communities
$340k
Making an Impact
Supporting Mental Health One Step at a Time
In 2024 Josh and Liz established Hike for a Change. This 200- mile walk, occurring throughout the month of May (Mental Health Awareness Month), follows the Bay Circuit Trail from Kingston, MA to Newburyport.
Charitable Partner Spotlight
Supporting Our Communities Through Financial Education Programs
As a mutual bank, our mission includes helping our customers and communities build solid economic foundations for our region. That commitment is why we focus on delivering world-class products and services to individuals, families and businesses.
Time to LearnPaying it Forward in 2025
In January, the Newburyport Main Office and Rock Operations Center (ROC) donated to two worthy organizations: Newburyport Learning Enrichment Center and NEER North Horse Rescue in West Newbury.
Giving For GoodImprove Your Financial Fitness
Financial wellness can give you the confidence to reach your goals by comfortably managing your bills and expenses, paying your debts, weathering unexpected financial emergencies and planning for long-term financial goals.
- Banking Products & Services
4/21/2026
5 of the Best Personal Finance Apps
- Banking Products & Services
Some of the great things our customers have to say!
The story of Institution for Savings is extraordinary. It has been a beacon of purpose, impact and resiliency for 205 years. We value the relationships we’ve built and welcome the opportunity to earn your business.